Welcome to Aidvantage!

Aidvantage has one mission — to assist you in managing the repayment of your federal student loans. Please log in for more information about your loans owned by the Department of Education.

Learn more about how to avoid debt relief scams Just Announced: The student loan payment pause is extended until the U.S. Department of Education is permitted to implement the debt relief program or the litigation is resolved. Payments will restart 60 days later. If the debt relief program has not been implemented and the litigation has not been resolved by June 30, 2023 – payments will resume 60 days after that. We will notify borrowers before payments restart. Visit StudentAid.gov/coronavirus for updates. Interested in Public Service Loan Forgiveness? Click here for more information.
IMPORTANT INFORMATION: Our mailing addresses have changed. Send correspondence to us at P.O. Box 300001, Greenville, TX 75403-3001. There is no change to the payment address for your Federal Student Aid loan.
Courts have issued orders blocking student debt relief. The Biden-Harris Administration is seeking to overturn those orders. For the latest information regarding the status of student debt relief, visit StudentAid.gov.
Recently transferred from FedLoan? Here’s what you should know.
The Dept of ED recently announced additional borrower defense discharges. Visit the Borrower Defense Updates page to learn more. If you have questions, call the borrower defense hotline at 1-855-279-6207 from 8 a.m. to 11 p.m. Eastern time (ET) Monday through Friday and from 11 a.m. to 5 p.m. ET Saturday through Sunday.
To learn about the Department of Education's announcement related to changes to income-driven repayment (IDR) plans, click here.
Interested in state specific Ombudsman information? Visit: https://studentaid.gov/feedback-ombudsman/disputes/state-ombudsman
If you made payments during the COVID-19 suspension, click here for more information.
Auto Pay Confirmation Required — For borrowers with Department of Education owned loans that are in the COVID-19 payment suspension, you must act now if you're enrolled in Auto Pay to ensure your Auto Pay payments resume after the COVID-19 payment suspension ends. Log in abovebelow to opt in or out of your Auto Pay enrollment.

Student Loan Servicing

Are you in an Income-Driven Repayment (IDR) Plan? Re-certify your income annually on StudentAid.gov >

Get answers to your questions about student loan interest and tax statements >

Watch out for companies that offer "student debt relief" for a fee - some may claim to be the U.S. Department of Education or Aidvantage to confuse you and offer services that we do for free. You never have to pay for help. Protect yourself - understand how to identify these student loan scams >

Have you been affected by a natural disaster? Call us for help at 800-722-1300. Learn more about getting disaster relief >

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In Repayment

Read about your options for:

  • Income-Driven Repayment (IDR) plans for federal student loans
  • Other repayment plans
  • Federal loan consolidation
  • Deferment and forbearance
  • Forgiveness, cancellation, and discharge
Learn more
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Military Benefits

If you are a member of the military, your federal loans may qualify for the Servicemembers Civil Relief Act (SCRA) and other military benefits.

Learn more
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